DirectAsia Insurance Singapore – My Full Review of Their Car, Motorcycle & Travel Insurance Plans
When I talk about digital-first, customer-friendly insurance providers in Singapore, DirectAsia Insurance always comes up. Established in 2010 and part of the Hiscox Group, DirectAsia is known for making insurance simple, fast, and customizable—especially for drivers and travellers.
They focus on just a few core products and do them very well, with competitive pricing, flexible plan options, and a reputation for quick claims processing. Whether you need to cover your car, motorcycle, or your next overseas trip, DirectAsia’s products are built with real users in mind.
Here’s my complete breakdown of DirectAsia Insurance Singapore’s plans, with full details for anyone looking to insure smartly.
🚗 1. Car Insurance – Fully Customisable Coverage
✅ Car Insurance (Comprehensive, Third-Party Fire & Theft, Third-Party Only)
DirectAsia’s flagship product is its car insurance, and they stand out for letting you customise your own plan based on what matters to you.
Main coverage includes:
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Accidental damage
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Fire and theft
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Third-party liability
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New-for-old replacement (first year)
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Emergency roadside assistance
Customisable add-ons:
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NCD (No-Claim Discount) Protector
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24/7 breakdown assistance
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Personal accident for driver and passengers
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Medical expenses
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Courtesy car (loss of use benefit)
Unique options:
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Choose your preferred workshop or use their panel
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Named driver or any driver flexibility
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Flexible excess amounts to control your premium
Why it’s great: You only pay for what you need. It’s ideal for drivers who want to tailor their car insurance to fit their lifestyle.
🏍️ 2. Motorcycle Insurance – For Everyday Riders and Enthusiasts
✅ Motorcycle Insurance
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Covers:
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Damage to or loss of your motorcycle due to accident, fire, or theft
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Third-party injury or property damage
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Rider’s personal accident benefit
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Third-party only and third-party, fire & theft options available
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Low excess and fast application process
Perfect for: Delivery riders, daily commuters, and leisure bikers who want quick, budget-friendly coverage.
✈️ 3. Travel Insurance – Simple, Strong, and Fast
✅ Travel Insurance (Single-Trip & Annual Multi-Trip)
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Coverage includes:
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Overseas medical expenses
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COVID-19 medical cover and trip cancellation (optional)
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Trip delay or curtailment
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Loss of baggage and travel documents
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Emergency evacuation and repatriation
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Three plan tiers:
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Basic
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Standard
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Premium (higher coverage limits + extra benefits)
Optional add-ons:
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Adventure sports cover
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Golf equipment and green fees
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Child education benefit (for family plans)
Why I like it: It’s a quick-buy, great-value policy for frequent or last-minute travellers. You can apply in minutes and claim digitally.
🧑⚕️ Other Benefits Worth Noting
While DirectAsia focuses on car, motorcycle, and travel insurance, they put extra effort into customer support:
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Easy online purchase – Get a quote in under 1 minute
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Same-day policy activation
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In-house claims team for faster decisions
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Live chat & hotline support during business hours
✨ Final Thoughts – Why DirectAsia is One of My Go-To Insurers
If you’re someone who wants fast, no-nonsense insurance that you can manage online, DirectAsia is a fantastic option. They may not offer every insurance product under the sun, but what they do offer is well-priced, highly customisable, and backed by good service.
Their car insurance is especially strong—it’s one of the few providers in Singapore that truly lets you build a plan from scratch, based on how you drive, who drives your car, and how much protection you need.
So whether you’re a solo rider, frequent flyer, or car owner who values control over your coverage, DirectAsia gives you the tools and support to protect what matters—your way.
🔗 Official Website: https://www.directasia.com
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