China Taiping Insurance Singapore – My Complete Guide to Their Insurance Plans for Life, Health & Business Protection
When I think of insurers that combine heritage, financial strength, and an expanding footprint in Asia, China Taiping Insurance Singapore is one that always stands out. Part of the China Taiping Insurance Group, one of the oldest Chinese state-owned insurers, their Singapore branch has been around since 1938. That’s nearly a century of insurance history—right here in our region.
What I like most is their wide spectrum of offerings—from life and health protection to motor, travel, personal accident, and even wealth and retirement planning. Their strength lies in balancing traditional financial reliability with evolving modern needs.
Here’s my full overview of insurance plans available from China Taiping Insurance Singapore, explained in a way that’s easy to compare and digest.
🛡️ 1. Life Insurance – Long-Term Protection and Wealth Planning
✅ i-Secure
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Term life insurance plan
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Affordable premiums
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Flexible coverage terms
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Death and terminal illness protection
✅ i-Protect
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Whole life plan with lifetime coverage
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Coverage against death and terminal illness
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Option to enhance with critical illness rider
✅ Infinite Legacy
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Whole life plan with high protection
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Designed for legacy planning
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Guaranteed cashback after a few years
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Covers up to age 120
Best for: People who want long-term financial security for their families, or want to leave a legacy.
🧑⚕️ 2. Health & Critical Illness Insurance
✅ i-CancerCare
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Dedicated cancer protection
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Covers early and late-stage cancers
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Lump sum payout upon diagnosis
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Option to cover for recurring cancer
✅ i-Critical Illness
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Covers multi-stage critical illnesses
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Includes coverage for:
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Heart attack
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Stroke
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Kidney failure
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Major organ transplants
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Up to early, intermediate, and advanced stage benefits
Why it’s useful: Illness doesn’t wait, and these plans are designed for comprehensive illness-related protection, not just hospital bills.
💰 3. Savings & Endowment Plans
✅ i-Save
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Short-term savings plan
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Guaranteed maturity payout
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Life protection during policy term
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Choice of policy duration: 3, 5, or 10 years
✅ Infinite Harvest
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Long-term wealth accumulation plan
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Annual cash payouts starting from the 2nd year
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Guaranteed and non-guaranteed benefits
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Useful for retirement or children’s education
Best for: Anyone looking to save with insurance-linked growth, while still maintaining coverage benefits.
🚗 4. Motor Insurance – Private Car Coverage
✅ Motor Secure
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Covers:
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Accidental damage, theft, fire
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Third-party liability
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Windscreen replacement
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24/7 towing service
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Options for authorised workshop or your preferred workshop
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Add-ons: NCD protector, loss of use vehicle, flood protection
Why it works: China Taiping’s car insurance is great for drivers who want flexible coverage at competitive premiums, with a decent list of panel workshops.
✈️ 5. Travel Insurance – Safe Travel in Asia & Beyond
✅ Travel Safe
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Medical and emergency evacuation
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Trip cancellation/delay coverage
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Baggage loss and personal liability
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Optional COVID-19 protection
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Annual and single-trip plans available
Ideal for: Individuals or families travelling often or taking short holidays who want straightforward, reliable travel cover.
🏥 6. Personal Accident Insurance
✅ i-Accident Protect
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Covers:
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Accidental death and disability
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Medical expenses reimbursement
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Daily hospital cash
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Optional critical illness and COVID-19 riders
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Why I recommend it: A good fit for young working adults, freelancers, or anyone needing low-cost protection with decent payouts.
🏡 7. Home Insurance – Household Contents and Renovation Protection
✅ Home Bliss
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Covers:
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Household contents and renovations
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Fire, burglary, water damage
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Alternative accommodation
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Personal liability
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Great for: Homeowners and tenants wanting peace of mind for their property and belongings.
🧳 8. Domestic Helper Insurance (MaidCare)
✅ Taiping Maid Insurance
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MOM-compliant
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Covers:
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Medical and hospitalisation expenses
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Personal accident
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Wage compensation and repatriation
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Letter of Guarantee to MOM
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Optional add-ons available
Perfect for: Employers who want affordable and sufficient protection for their domestic workers.
🏢 9. Commercial Insurance – Business Protection
China Taiping is a major player in commercial lines, offering tailored solutions for SMEs, corporations, and contractors.
✅ Fire & Property Insurance
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Covers business premises, equipment, stock
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Against fire, explosion, natural disasters, and more
✅ Work Injury Compensation Insurance (WICA)
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MOM-compliant
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Medical treatment, wage replacement, and permanent disability benefits
✅ Public Liability Insurance
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Protection against claims from third-party bodily injury or property damage
✅ Professional Indemnity
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Especially for consultants, lawyers, architects, and medical professionals
✅ Marine Cargo & Goods-In-Transit Insurance
Why it’s strong: Their corporate underwriting team can tailor business policies for retail, construction, logistics, healthcare, and more.
📱 Service Highlights You Should Know
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Digital claims submission for personal lines
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Direct sales and agent-supported options
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Multilingual customer service
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Backed by a stable global brand with decades of trust
✨ Final Thoughts – Why I Personally Like China Taiping Insurance Singapore
China Taiping might not shout the loudest in advertising, but their products are solid, dependable, and broad in scope. Whether you’re planning for retirement, insuring your car, or protecting your home or business, they’ve got you covered with comprehensive plans and clear benefits.
For families, professionals, and SME owners in Singapore, China Taiping provides well-structured protection without overcomplication—backed by one of the largest and most experienced insurers in the region.
🔗 Official Website: https://www.sg.cntaiping.com
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