Insurance Plans Available in Allianz Insurance Singapore

Allianz Insurance Singapore – My Detailed Guide to Their Personal, Health & Business Insurance Plans

If you're someone who values global strength, financial stability, and straightforward protection, Allianz Insurance Singapore is a name worth knowing. Backed by Allianz SE, one of the world’s largest financial services providers, Allianz has built a solid presence in Singapore offering a wide range of general insurance solutions—from health and travel protection to home, car, and business coverage.

What I appreciate most about Allianz Singapore is their clear product range, easy digital access, and strong claims reliability. Whether you're planning a holiday, protecting your home, or looking to insure your SME, they’ve got reliable solutions that don’t overcomplicate things.

So here’s my complete breakdown of Allianz’s insurance plans in Singapore, laid out clearly for anyone looking to make smart coverage choices.

✈️ 1. Travel Insurance – Allianz Travel Protect

✅ Travel Insurance (Single Trip & Annual Multi-Trip)

• Covers:

  • Medical expenses overseas

  • Trip cancellation or curtailment

  • Baggage loss or damage

  • Travel delay or disruption

  • Emergency evacuation and repatriation

  • COVID-19 medical and quarantine cover (included)

Why I like it: It’s one of the most comprehensive and competitively priced travel insurance policies in Singapore, with fast digital claims.

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🚗 2. Motor Insurance – Comprehensive Car Protection

✅ Private Car Insurance

• Covers:

  • Accidental damage

  • Theft or fire

  • Third-party liability

• Optional add-ons:

  • 24/7 roadside assistance

  • Windscreen repair

  • NCD protector

  • Loss of use benefit (rental car coverage)

My take: Allianz car insurance offers a strong mix of protection, good workshop support, and customisable extras that make it a safe choice for car owners.

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🏠 3. Home Insurance – Allianz Smart Home Cover

✅ Home Protect

• Covers:

  • Fire, flood, theft, and water damage

  • Renovations and home contents

  • Accidental damage

  • Alternative accommodation if your home is uninhabitable

• Additional coverage for:

  • Domestic helper

  • Personal liability

  • Worldwide valuables protection

Best for: HDB, condo, or landed homeowners who want full coverage at a great value.

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🏥 4. Health Insurance – Allianz Care (International Health)

✅ International Health Insurance Plans (by Allianz Care)

• Global medical coverage including:

  • Inpatient & outpatient care

  • Chronic condition management

  • Cancer treatment

  • Maternity & childbirth benefits

  • Wellness checkups

• Plans available for:

  • Individuals & families

  • Expats and globally mobile professionals

  • Corporate groups

Why it's great: Allianz Care is designed for international lifestyles, offering coverage across countries and a wide hospital network.

🛡️ 5. Personal Accident Insurance

✅ Allianz Personal Accident Protect

• Worldwide 24/7 protection for:

  • Accidental death

  • Permanent disability

  • Medical expenses due to injury

  • Weekly income during hospitalisation

• Coverage available for individuals and families

• Add-on coverage: infectious disease, burns, fractures, etc.

Best for: Freelancers, active individuals, or parents looking for a simple, flexible accident plan.

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🧒 6. Child & Student Plans

Allianz offers education-focused protection through child riders or standalone student accident plans, including:

• Medical reimbursement

• Tuition fee support if parent becomes disabled

• Child accident protection and daily hospital benefits

Who it’s for: Parents who want to secure their child’s education path, even if life throws curveballs.

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🧳 7. Maid Insurance

✅ Foreign Domestic Worker Insurance

• Covers:

  • Personal accident and medical costs

  • Hospitalisation

  • Repatriation expenses

  • Security bond to MOM

• Optional coverage for:

  • Wage compensation

  • Replacement maid

  • Theft by maid

Why it’s reliable: Offers both basic MOM-compliant protection and additional coverage options for peace of mind.

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🧑‍💼 8. Commercial Insurance – SME & Enterprise Solutions

✅ Business Insurance Packages

• Customised protection for SMEs including:

  • Property damage

  • Public liability

  • Employee theft or fire

  • Business interruption

  • Work Injury Compensation (WICA)

✅ Professional Indemnity & Cyber Insurance

• Tailored for:

  • Tech firms

  • Accountants, consultants, architects

  • Financial services professionals

Why I trust it: Allianz works closely with brokers and SMEs to build bespoke packages, especially for businesses in professional services and tech.

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🩺 9. Work Injury Compensation (WICA-Compliant Plans)

• Mandatory insurance for employees under the Work Injury Compensation Act

• Covers:

  • Medical expenses from work-related injuries

  • Lost wages

  • Permanent disability or death

• Essential for any business with manual workers or physical job risks

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📱 Digital Tools & Customer Support

• Online quotes and e-policy downloads

• 24/7 emergency assistance hotline (especially for travel/health)

• Easy online claims for travel, motor, and home insurance

• Strong customer service reputation in Singapore

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✨ Final Thoughts – Why I Recommend Allianz Singapore

I really like how Allianz Singapore balances simplicity with strength. Their plans are easy to understand, pricing is competitive, and support is dependable. Whether you're looking for a travel plan for your next holiday, protection for your car or home, or insurance for your business, Allianz has a solution built around clarity and confidence.

Backed by the global Allianz brand, you're also getting the peace of mind that comes with global coverage, solid claims performance, and excellent support tools.

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🔗 Official Website: https://www.allianz.sg