Cigna Europe Insurance Singapore – My Complete Overview of Their Global Health and Protection Plans
When it comes to health insurance that’s truly global and flexible, one name that consistently stands out for me is Cigna Europe Insurance Company S.A., Singapore Branch. Part of the well-known Cigna Group, this branch caters specifically to expatriates, international families, globally mobile professionals, and corporate clients.
Unlike local insurers, Cigna Singapore (Europe Insurance branch) focuses on international health plans that are portable, comprehensive, and deeply customisable. Whether you're living in Singapore, relocating to another country, or managing a globally spread-out family, Cigna offers health protection without borders.
Here's my complete breakdown of every major insurance plan available from Cigna Europe Insurance Singapore, with all the features explained clearly so your blog readers get the full picture.
🌍 1. International Health Insurance Plans – Built for Expats & Globally Mobile People
✅ Cigna Global Individual Health Plans
These are highly customisable medical insurance plans for individuals and families living abroad or travelling often.
Core Coverage Includes:
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Inpatient and day-patient treatment
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Hospitalisation costs
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Cancer care and surgeries
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Emergency evacuation and repatriation
Optional Modules You Can Add:
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Outpatient care (GP visits, diagnostics, therapies)
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Maternity care
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Dental & vision cover
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Wellness and mental health support
Plan Tiers:
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Silver: Core coverage with access to essential medical services
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Gold: Enhanced outpatient benefits and mid-range limits
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Platinum: Top-tier coverage with unlimited benefits and full global access
What I like about it: Cigna lets you tailor your policy to exactly what you need—no unnecessary extras, just flexible, borderless health protection.
🏢 2. Group Health Insurance for Businesses – Employee Benefits Made Simple
✅ Cigna Global Employer Health Plans
These are corporate health plans designed for:
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Multinational companies
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Startups with overseas staff
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Regional headquarters with diverse workforce
Features include:
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Hospital and surgical benefits
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Mental health and well-being services
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Chronic illness and cancer support
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Family coverage for dependents
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24/7 multilingual support
Plans are fully customisable and can include digital tools for HR, wellness incentives, and telemedicine access.
Ideal for: Businesses wanting to offer world-class medical protection for their teams without dealing with local restrictions in each country.
🩺 3. Cigna Close Care – Simplified Global Coverage at Lower Cost
This is a budget-friendly international health insurance plan for people who only need medical care in their country of residence + home country.
Perfect for:
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Expats living long-term in Singapore
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Foreign professionals working abroad
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Students and digital nomads
Coverage Includes:
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Hospital and inpatient treatment
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Cancer care
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Medical evacuations
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Essential outpatient cover (basic GP visits and diagnostics)
Why it's unique: Unlike Cigna Global, this plan limits coverage to just two countries—which lowers the premium significantly while still offering excellent care.
✈️ 4. International Travel Medical Insurance
Cigna Europe Singapore also offers short-term travel medical coverage under its global network:
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Medical expenses while travelling
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Emergency evacuation and repatriation
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Support for lost prescriptions or care coordination abroad
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Ideal for frequent travellers, students, or long vacations
Not the same as regular travel insurance, this focuses solely on health protection while overseas, not trip cancellations or lost baggage.
🧠 5. Mental Health, Wellness & Digital Services
All Cigna plans are supported by:
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Telemedicine and virtual GP access
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24/7 multilingual support line
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Cigna Wellbeing™ app for fitness, mental health, and stress coaching
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Coverage for counselling, therapy, and psychological treatments
Why it matters: Mental health is finally being treated with the same seriousness as physical health—and Cigna is ahead of the curve here.
🧾 Additional Benefits Across Cigna Plans
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Global direct billing network (no need to pay upfront at many hospitals)
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No-claim discounts and loyalty perks
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Portability: You can keep your plan even if you move to a new country
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Custom deductibles and coinsurance options to control premium cost
✨ Final Thoughts – Why I Rate Cigna Singapore So Highly for Global Health Needs
In my view, Cigna Europe Insurance Singapore offers one of the best solutions for expatriates, foreign professionals, and families living abroad. Their plans go beyond borders, offer total flexibility, and are supported by one of the most experienced global networks in the health insurance world.
If you're looking for a comprehensive, tailored, and internationally valid health insurance plan, this is a company that delivers real value—and peace of mind—no matter where life takes you.
🔗 Official Website: https://www.cigna.com.sg
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