🩺 All Insurance Plans Offered by Humana Inc. – United States
Humana Inc. is one of the most prominent health and wellness companies in the United States, serving millions of members with a focus on care, prevention, and affordability. Known especially for their strong Medicare Advantage offerings, Humana’s insurance portfolio extends to dental, vision, pharmacy, and supplemental coverage. Below is a complete breakdown of all key plans Humana offers in the U.S., along with age ranges, benefit details, and typical coverage amounts.
1. Humana Medicare Advantage (Part C) Plans
Humana is one of the largest providers of Medicare Advantage plans in the country, offering comprehensive coverage for seniors with added benefits that Original Medicare doesn't cover.
Plan Types:
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HMO (Health Maintenance Organization)
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PPO (Preferred Provider Organization)
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PFFS (Private Fee-for-Service)
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Dual Eligible SNP (Special Needs Plans for Medicare & Medicaid)
Key Benefits:
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Hospital + Medical (Parts A & B)
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Prescription drug coverage (Part D) included in many plans
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Dental, vision, and hearing benefits
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SilverSneakers® fitness membership
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Over-the-counter (OTC) product allowance
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Transportation to doctor appointments (in select plans)
Age & Eligibility:
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Age 65+ or under 65 with qualifying disability
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Must be enrolled in Medicare Parts A & B
Coverage Details:
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Monthly Premium: Some $0 premium options available
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Out-of-pocket max: Typically $3,000–$7,000 annually
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Deductibles: Often $0 or low deductible
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Enrollment: Annual Enrollment Period or Special Enrollment with qualifying events
2. Humana Medicare Prescription Drug Plans (Part D)
Stand-alone drug plans available for people with Original Medicare or Medicare Supplement plans.
Available Plans:
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Humana Walmart Value Rx Plan – Low premiums, basic drug coverage
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Humana Basic Rx Plan – Affordable with preferred pharmacies
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Humana Premier Rx Plan – Comprehensive coverage with broader drug tiers
Features:
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Coverage for Tier 1–5 drugs
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Access to a large pharmacy network
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24/7 pharmacy support
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Mail-order discounts
Monthly Premiums:
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Start as low as $0.50 and go up depending on plan and region
Age Eligibility:
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65+ or eligible for Medicare due to disability
3. Humana Medicare Supplement Insurance Plans (Medigap)
These plans help cover the costs that Original Medicare doesn’t, such as copays, coinsurance, and deductibles.
Plan Options:
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Plans A, G, N, and F (F only for those eligible before 2020)
Coverage Includes:
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Hospital stays, medical services
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Skilled nursing facility coinsurance
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Foreign travel emergency coverage (up to 80%)
Benefits:
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No network restrictions—see any Medicare-accepting provider
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Guaranteed renewable for life
Monthly Premium:
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Varies by age, gender, state, and plan type (typically $100–$250)
4. Humana Dental Insurance Plans
Humana offers flexible, affordable dental plans for individuals and families that can be purchased with or without other health coverage.
Popular Plans:
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Humana Preventive Plus – Focuses on cleanings and basic services
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Humana Dental Value Plan – HMO-style network savings
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Humana Complete Dental – Includes major services like crowns, root canals
Coverage Includes:
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Preventive: 100% in-network
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Basic: Fillings, simple extractions
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Major: Crowns, bridges, dentures
Coverage Amount:
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Annual maximum benefits: $1,000–$2,500
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No waiting periods on preventive care
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Age: 18+ (children included in family plans)
Monthly Premium:
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Starting from $20/month per person
5. Humana Vision Insurance Plans
Affordable eye care coverage available for individuals and families.
Plan Highlights:
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Annual eye exam
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Allowance for eyeglasses or contact lenses
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Discounts on LASIK and lens upgrades
Network:
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Access to national vision providers (like LensCrafters, Pearle Vision)
Age & Premium:
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Available for all age groups
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Starts around $15/month per individual
6. Humana Employer Group Health Plans
Offered to small, mid-size, and large businesses across the country.
Plan Types:
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PPO, HMO, and EPO plans
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High Deductible Health Plans with Health Savings Accounts (HSA)
Benefits:
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Wellness programs and biometric screenings
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Chronic care and disease management
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Employee Assistance Programs (EAP)
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Digital health coaching and virtual care
Enrollment:
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Managed by employers for eligible employees
7. Humana Military (TRICARE Services)
Humana administers TRICARE East for military families, retirees, and active-duty members.
Plans Supported:
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TRICARE Prime
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TRICARE Select
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TRICARE for Life
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Reserve Select and Retired Reserve
Benefits:
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Full healthcare for eligible service members and dependents
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Behavioral health, specialty care, pharmacy
Age/Eligibility:
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Active-duty military, dependents, retired military personnel
8. Humana Wellness and Lifestyle Programs
These programs are included within health plans or available as add-ons.
Offerings:
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Go365 wellness program with rewards
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Lifestyle coaching and nutrition support
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Virtual mental health support and therapy
Eligibility:
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Available to members enrolled in qualifying Humana health plans
9. Humana Supplemental Insurance Plans
These plans provide additional protection beyond traditional health coverage.
Types:
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Accident Insurance – Pays for ER visits, fractures, injuries
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Critical Illness – Pays lump-sum upon diagnosis of conditions like heart attack, stroke, or cancer
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Hospital Indemnity – Pays daily benefit for hospital admissions
Benefit Amounts:
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Lump sum payouts from $5,000–$30,000
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No coordination required with primary health plan
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Cash benefits paid directly to policyholder
Age:
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Generally available for ages 18–64
Monthly Premium:
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Starts from $10–$50/month depending on plan and benefit level
✅ Final Thoughts
Humana has developed a well-rounded insurance offering that covers every stage of life, from early adulthood to retirement. Whether you're looking for a Medicare Advantage plan with rich benefits, affordable dental and vision coverage, or extra protection through accident and critical illness plans, Humana delivers value, simplicity, and peace of mind. Their strong provider networks, virtual care access, and wellness programs set them apart in today’s insurance marketplace.
To learn more or to explore plan enrollment, visit:
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