Kaiser Permanente is a managed care organization where customers can receive medical care from Kaiser Foundation hospitals and medical centers. Kaiser Permanente has excellent financial strength ratings and has won numerous customer service awards through J.D. Power & Associates. It offers small business health insurance plans to business owners in the states of Colorado, Georgia, Hawaii, Maryland, Virginia, Washington, D.C., Oregon and Washington. The plan options will vary based on your state. Kaiser Permanente offers four main health insurance policy options for small business owners including Traditional HMO Plans, Deductible HMO Plans, HRS and HAS-Qualified Plans and Deductible HMO with HRA Plans.
The Deductible HMO Plans offer employees the option to have a higher deductible but also a lower premium. These plans can also be paired with a health savings account (HSA) or health reimbursement arrangement (HRA) for additional tax savings. This plan is designed to offer employees a lower premium while still maintaining quality healthcare options.
Consumer-directed health plans from Kaiser Permanente are the HRA and HSA-Qualified Plans, which offer employees tax-free funds to help pay for healthcare expenses. Employees enrolled in these plans have access to the same services provided to members of traditional HMO plans.
The PPO plans allow employees who may live outside of the preferred provider area to use any licensed doctor of their choice without a referral. The plans are administrated by a single carrier to avoid paperwork delays in paying claims. Discounts are provided when in-network doctors and healthcare facilities are accessed by members.
The Point-of-Service Plans take the best features of the POS, HMO, and PPO plans and combine them into one policy. The employee can then chose quality healthcare from any Kaiser Permanente provider facility, PHCS network physician, or any other licensed provider. This plan provides lower premiums but also gives the ability to go out of network to find a doctor when the need arises.
You can review the specific Kaiser Permanente health plan options for your state here.
Read More Small Health Insurance Providers:
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Best Managed Care Health Insurance Plans Choose Kaiser Permanente || Kaiser Permanente || Best Small Business Health Insurance Providers || Best Health Savings Plans.
The Deductible HMO Plans offer employees the option to have a higher deductible but also a lower premium. These plans can also be paired with a health savings account (HSA) or health reimbursement arrangement (HRA) for additional tax savings. This plan is designed to offer employees a lower premium while still maintaining quality healthcare options.
Consumer-directed health plans from Kaiser Permanente are the HRA and HSA-Qualified Plans, which offer employees tax-free funds to help pay for healthcare expenses. Employees enrolled in these plans have access to the same services provided to members of traditional HMO plans.
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| Best Managed Care Health Insurance Plans Choose Kaiser Permanente |
The PPO plans allow employees who may live outside of the preferred provider area to use any licensed doctor of their choice without a referral. The plans are administrated by a single carrier to avoid paperwork delays in paying claims. Discounts are provided when in-network doctors and healthcare facilities are accessed by members.
The Point-of-Service Plans take the best features of the POS, HMO, and PPO plans and combine them into one policy. The employee can then chose quality healthcare from any Kaiser Permanente provider facility, PHCS network physician, or any other licensed provider. This plan provides lower premiums but also gives the ability to go out of network to find a doctor when the need arises.
You can review the specific Kaiser Permanente health plan options for your state here.
Read More Small Health Insurance Providers:
Best Health Savings Plans Choose Aetna Health Insurance.
Blue Cross Blue Shield Best For small business health insurance plans.
Best Online Care health insurance Plan Choose UnitedHealthCare.
Best Tax Savings health insurance Plan Choose Humana.
Best Managed Care Health Insurance Plans Choose Kaiser Permanente || Kaiser Permanente || Best Small Business Health Insurance Providers || Best Health Savings Plans.
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